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Commercial Mexicana question - paying with WF Debit Card

by Surftex @, steamboat springs, colorado, Saturday, July 08, 2017, 10:56 (80 days ago)

I used the search tool - didn't find this in there.

Question - has anyone used their Wells Fargo Debit card in the past year to pay at Commercial Mexicana? I've always paid with cash, but would like the option of using the debit card if they allow it. Thanks, Brad

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Commercial Mexicana question - paying with WF Debit Card

by frostbite ⌂ @, Hamilton MT, Saturday, July 08, 2017, 11:28 (80 days ago) @ Surftex

I have used debit cards at La Comer for a number of years.

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http://www.casa-amarilla-zihua.com

Commercial Mexicana question - paying with WF Debit Card

by Gringo Viejo @, Kansas, Saturday, July 08, 2017, 12:22 (80 days ago) @ Surftex

No, I have not used a Wells Fargo debit card but have no reason to think it would not work. One of the ATMs at Commercial is a "sister" bank with WF, I think it is HSBC. I have used BofA debit and credit, US Bank debit and credit and Capitol One credit. NOTE: you get a better exchange rate with most CCs than with DC.

Commercial Mexicana question - paying with WF Debit Card

by Paulf @, Mount Sterling, Ky 40353, Saturday, July 08, 2017, 17:59 (80 days ago) @ Gringo Viejo

Your credit card's exchange rate is based on that days rate. We only use a dc for cash only at a bank atm. Our cc has been hacked in Zihuatanejo. With a cc you are safer if the card is hacked. Get a cc that does not charge foreign fees- there are a lot available. Most air line miles cards offer no fees.

Commercial Mexicana question - paying with WF Debit Card

by Gringo Viejo @, Kansas, Saturday, July 08, 2017, 18:06 (80 days ago) @ Paulf

Spot on!

Commercial Mexicana question - paying with WF Debit Card

by Rogerthat, Sunday, July 09, 2017, 19:21 (78 days ago) @ Surftex

Most importantly...why would any informed American be supporting Wells Fargo after their corrupt practices of fraud and thievery from their customers, like me, this past couple years? Millions of dollars in fines and resignations by these unscrupulous greedy bastards. Please put your $$$ into a local credit union.

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Commercial Mexicana question - paying with WF Debit Card

by Surftex @, steamboat springs, colorado, Sunday, July 09, 2017, 19:37 (78 days ago) @ Rogerthat

Uhhhhhhh......ok

Commercial Mexicana question - paying with WF Debit Card

by John Redcorn, Monday, July 10, 2017, 07:21 (78 days ago) @ Surftex

I used my WF debit card at Comercial in May/June with no issues.

Commercial Mexicana question - paying with WF Debit Card

by mexicowanderer, Monday, July 10, 2017, 23:54 (77 days ago) @ John Redcorn

Some Trivia

Wells offers a saving's account at no charge. This gives a second card that can be used in an emergency. Two numbers.

Link card to savings account.

Transfer money online at the WF site.

If you get hacked they cannot steal what isn't there. The VISA team can be alerted by you to watch for same day attempts at over-extraction of savings account balance. They will send an email to contact them.

Use a the-bank-is-next-door ATM machine for cash extractions and it will be far less likely that you will encounter a card skimmer.

Comparison. Extraction of cash at a BanaMex or HSBC ATM versus purchasing direct with a Wells card. $500 USD. The VISA direct CM purchase will be 12.2% more costly. The $5.00 Non Wells Fargo ATM per use fee encourages larger extractions.

OANDA.com exchange rate for MXN the peso can be adjusted very close to actual daily exchange rate. CLOSE means exactly that. There is a percentage adjustment tool on that page. Reset it to +/- 1%.

Hope this helps. I went with Wells 37 years ago.

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Commercial Mexicana question - paying with WF Debit Card

by Surftex @, steamboat springs, colorado, Tuesday, July 11, 2017, 14:51 (77 days ago) @ Surftex

Thanks for (almost) everyone's feedback. :) Viva Zihua!