Health insurance

by jharrison, Wednesday, January 24, 2018, 16:16 (32 days ago)

Does anyone have a recommendation for short-term health insurance that I could buy in the US before coming to Zihua?

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Health insurance

by Labrat ⌂ @, The Roosterfish Foundation, Wednesday, January 24, 2018, 18:00 (32 days ago) @ jharrison

We use Travel Guard

Keith

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Health insurance

by Timmac @, Steilacoom, WA, Wednesday, January 24, 2018, 20:19 (31 days ago) @ Labrat

Does travel guard pay for medical care though. I thought it was just for evacuation if you got ill and needed to be repatriated.

Health insurance

by NYCJulia, Thursday, January 25, 2018, 11:57 (31 days ago) @ Timmac

For many years, we have purchased travel health insurance from an associate company of American Express. Any time you are more than 150 miles from home, they will pay for medivacs, and they will pay Med expenses to the extent that your other insurance doesn’t cover them. The cost is about $200 a year. We have not had to use them, so we can’t relate specific experiences.

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Health insurance

by Labrat ⌂ @, The Roosterfish Foundation, Thursday, January 25, 2018, 13:19 (31 days ago) @ Timmac

Yes. Here is the coverage for our upcoming trip in March. The one caveat with TG, is that you must bond coverage within 72 hours of booking your trip if you need to take advantage of their preexisting conditions wavier.

Keith

Coverages & Benefit Limits
Standard Packages
ACCIDENT AND SICKNESS MEDICAL EXPENSES
$25000.00 Per Insured
ACCIDENTAL DEATH/DISMEMBERMENT
$10000.00 Per Insured
BAGGAGE AND PERSONAL EFFECTS
$1000.00 Per Insured
BAGGAGE DELAY
$300.00 Per Insured
BUSINESS ASSISTANCE SERVICES
Included Per Insured
CANCEL FOR BUSINESS REASONS
Included Per Insured
CONCIERGE SERVICES
Included Per Insured
EMERGENCY EVACUATION AND REPATRIATION OF REMAINS
$500000.00 Per Insured
IDENTITY THEFT ASSISTANCE SERVICES
Included Per Insured
LIVETRAVEL EMERGENCY ASSISTANCE
Included Per Insured
MISSED CONNECTION
$250.00 Per Insured
PERSONAL SECURITY ASSISTANCE
Included Per Insured
TRAVEL MEDICAL ASSISTANCE
Included Per Insured
TRIP CANCELLATION
100% Trip Cost Per Insured
TRIP DELAY
$750.00 Per Insured
$150.00 Payout Limit Per Day
TRIP INTERRUPTION
150% Trip Cost Per Insured
TRIP INTERRUPTION - RETURN AIR
$750.00 Per Insured
WORLD WIDE TRAVEL ASSISTANCE
Included Per Insured
15 Day Benefits
DEFAULT/BANKRUPTCY
100% Trip Cost Per Insured
FLIGHT GUARD $50,000
$50000.00 Per Insured
MEDICAL EXPENSE PRIMARY
Included Per Insured
MISSED CONNECTION UPGRADE
$250.00 Per Insured
PRE-EXISTING CONDITION WAIVER
Included Per Insured

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Health insurance

by frostbite ⌂ @, Hamilton MT, Thursday, January 25, 2018, 13:37 (31 days ago) @ Labrat

We've used Travelguard for years but, fortunately, have never had to use them, so we have no experience to relate.

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Health insurance

by K&B, Thursday, January 25, 2018, 15:19 (31 days ago) @ Labrat

Keith, what is the cost? Also, do you need to let them know every time you travel?

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Health insurance

by Labrat ⌂ @, The Roosterfish Foundation, Thursday, January 25, 2018, 15:33 (31 days ago) @ K&B

For the coverage described it was $148 U.S. per person.

Yes you have to input your new travel plans each time to receive a new quote.

Keith

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Más Chile Más Mejor

Pay no attention
Just Another Tourist