BBVA US Customers?

I opened a BBVA checking account in the US strictly for traveling to Mexico. I was able to avoid ATM fees using this debit card. Was great for my last few trips. I just got a notice in the mail that BBVA sold off the US business to PNC so I guess I will be back to paying ATM fees soon.

Anyone else use BBVA US?

I opened a BBVA checking account in the US strictly for traveling to Mexico. I was able to avoid ATM fees using this debit card. Was great for my last few trips. I just got a notice in the mail that BBVA sold off the US business to PNC so I guess I will be back to paying ATM fees soon.

Anyone else use BBVA US?

Scotiabank (aka Bank of Nova Scotia) has branches all over Mexico, including Zihua. Although Scotiabank does not offer "retail banking" services in the USA.....

"That's why Scotiabank is proud to be a founding member of the Global ATM Alliance, along with Bank of America, BNP Paribas, Barclays, Deutsche Bank 24, and Westpac. Scotiabank customers can withdraw cash from participating member ATMs without paying any access fees."

So, it appears that a BofA account in the US might provide access to a Scotiabank ATM in Mexico, via debit card, without ATM fees. You'd still be stuck with currency conversion fees, though, which I don't think you can avoid in any case.

I opened a BBVA checking account in the US strictly for traveling to Mexico. I was able to avoid ATM fees using this debit card. Was great for my last few trips. I just got a notice in the mail that BBVA sold off the US business to PNC so I guess I will be back to paying ATM fees soon.

Anyone else use BBVA US?

Charles Schwab, no charges anywhere in the world.

When I previously had a PNC account, my ATM fees were waived.

Thanks Ironwood, I will check that route.

Charles Schwab, no charges anywhere in the world.

Another Charles Schwab fan here. We've used our ATM card in Mexico as well as all over Europe without paying any fees.

We are just like you, all over the world, with no fees. Capital One for us.

We are just like you, all over the world, with no fees. Capital One for us.

As a Scotiabank Canada customer, we also pay no "fees" at any Scotiabank ATM around the world. Where they get you is on currency exchange rates, and I'm skeptical that Schwab, Capital One or anyone else works for nothing.

I'm another Charles Schwab fan. I've been using it lately mostly in Jamaica and getting as good a conversion rate as any other method I've seen or been told about. I don't have to worry about which bank's ATM I use or what their fee is, which is especially helpful when I need to make serial withdrawals to get the cash I need. The area we spend most of our time in is fairly remote and there is one ATM within walking distance (which coincidentally is a Scotiabank and charges a fee equivalent to $3.65US); alternatives are a $60 US cab ride away.

What does Schwab get for this service? Perhaps customers that will use their other products which they do make money on. The odd thing is that they require you to have an open "brokerage" (taxable, not IRA or Roth IRA) account, but it doesn't need to have ANY money or investments in it.

Capital One does not charge for their accounts or credit cards. Undoubtedly they make a huge amount of money, that's why they are in business. The interest on credit card debt alone should make them a lot.

Rather than say something is not possible, why not go to their website and read about it? It's a lot nicer that saying someone is wrong.

We are just like you, all over the world, with no fees. Capital One for us.

As a Scotiabank Canada customer, we also pay no "fees" at any Scotiabank ATM around the world. Where they get you is on currency exchange rates, and I'm skeptical that Schwab, Capital One or anyone else works for nothing.

My Schwab is a Visa logo ATM card, just like zillions of others. I just used an unfamiliar ATM at Lake Chapala weeks back. Instead of taking out $4000 pesos it was $400 pesos. That $4.25 mistake was returned to me, and so was the $4.25 for next withdrawal which was the correct amount of $4,000 pesos.

I have always received great service. There has not been one time the exchange rate was lower than given at a Mexican bank with cash. I am a very happy customer!

How does the account remain open if there's no activity?

Does that apply to Cap 1 debit cards?

Yes

Capital One does not charge for their accounts or credit cards. Undoubtedly they make a huge amount of money, that's why they are in business. The interest on credit card debt alone should make them a lot.

Rather than say something is not possible, why not go to their website and read about it? It's a lot nicer that saying someone is wrong.

Did I say "something is not possible", or that "someone is wrong"? No. I said I was skeptical....and I remain so. There's a difference.
Those who are satisfied with their foreign banking experience: more power to you.