... less times to the ATM less chances.

Agreed. Fewer trips to the ATM is a good strategy. If you can score a Mexican bank account, that is ideal. No fees! I was lucky to score a Bancomer (now BBVA) account before they tightened the restrictions. Also, if you open a bank account at Schwab, they will refund your ATM fees world-wide. Very cool! The least costly ATM fees seem to be at Inbursa Bank downtown across from Los Braseros.

If you saw me on the street you would never think I had any money , dress very low key and non flashy, don’t go to the ATM at night and make it the last stop before heading to the condo…… not everyone is afraid of their shadow here

I'm a petite woman and I agree. Stay low key and practice situational awareness.

Plus:

I carry a reusable shopping bag over my shoulder. Never a purse.
I wear a moneybelt underneath my clothes.
At the ATM after getting my dinero, I quickly lift up my shirt, unzip moneybelt, insert pesos, rezip moneybelt, and go.
I don't count the pesos after getting them from the ATM.

If you saw me on the street you would never think I had any money , dress very low key and non flashy, don’t go to the ATM at night and make it the last stop before heading to the condo…… not everyone is afraid of their shadow here

This is wise advice. Yet walking around with MXN$20,000 pesos (US$1,000 Jan 2025) is still something that should be avoided, in my humble opinion. Personally, I don't like to carry around more than about MXN$2,000 pesos (US$100 Jan 2025).

Your welcome, the screen comes up with choices for withdrawal amounts and $12,000 is the highest but there is a box I think in the lower right that says other amount. Choose it and then put in $20,000. Make sure to switch languages at the beginning so you can understand what your choices are or do like I do sometimes and roll the dice and see what happens, kinda like playing the slots!

Lol, I played the slots like that in Iquitos and I was pretty happy to get my card back at 10:00 the next morning after the ATM ate my card. I am always pressing English now.

Used the Banorte ATM yesterday on Benito Juarez….. it let me get 20,000 pesos…… declined the first offered exchange rate….. plus the 58 peso fee….. checked bank today and it looks like it was 13.73 peso to the Canadian Dollar. Much different then the XE app of 14.35 but never expected to get their rate at an ATM

I got 13.8 yesterday, and again today, at Scotiabank. xe.com posts the mid-market rate. Over the years, I've found that Scotiabank will give me between 2.5 and 3% LESS than the current xe.com rate. 13.73 is quite a bite, but my 13.8 is only a tad less painful.

On another matter, we arrived yesterday, expecting to take the airport colectivo, as we have for the last 20+ years, but were surprised to be told that colectivo passengers are limited to 1 suitcase each. We had 2 each, as we always do. So, it was a 475 peso taxi instead of the 380 peso colectivo. No big deal, but it sure smells like a sop to the taxistas.

Does anyone know what the rate of the Canadian Dollar is to the peso at the ATM?

Go to the search engine of your choice and type "canadian dollar to mexican peso" and it should be fairly close to what is reported. The anks normally give you a good rate exchange. However, of the bank asked if you want their rate of exchange, decline. They may call it a convenience or dynamic rate. It will almost certainly be awful.

The amounts shown on-line are usually the "mid-range rate" and are higher than you'll get at a local ATM. Years of dealing with the Zihua Scotiabank tells me you'll get between 2.75 to 3.0% LESS than the current rate shown on, for example, xe.com

So if xe.com is showing 14.25 pesos for the Canadian $, expect to get around 13.8

And yes, never accept the rate offered by the ATM.

probably best to shop around depending upon the amount...

I haven't a clue what the ATMs rates & fees are in mexico, scotia bank ATM?

Does anyone know what the rate of the Canadian Dollar is to the peso at the ATM?

The daily rates charged by local banks are posted on their websites. See their listings in my Zihuatanejo Directory.

Here's a currency convertor that can give you a ballpark rate: https://www.xe.com/en/currency/mxn-mexican-peso

Does anyone know what the rate of the Canadian Dollar is to the peso at the ATM?

Go to the search engine of your choice and type "canadian dollar to mexican peso" and it should be fairly close to what is reported. The anks normally give you a good rate exchange. However, of the bank asked if you want their rate of exchange, decline. They may call it a convenience or dynamic rate. It will almost certainly be awful.