ATM exchange rate for Canadian Dollar

Thanks--I actually bookmarked the page so I can cut and paste it. The question comes up again and again. The reality is as long as you decline direct currency conversion and have a car that doesn't charge a foreign exchange fee, it doesn't matter much. Sometimes people obsess over amount that don't matter. It's a little like me driving to Costco to save 2 bucks on a tank of gas, without bothering to think that it cost me three dollars to get there. It took me a long time to realize that I was actually losing money.