Crazy-ass trip report

you might want to establish another account at another bank and have an ATM card for that account.

This is wise advise. From this forum, I learned about Schwab Bank. They will reimburse you the ATM fee from any bank in the world. At first, I didn't believe it. However, after speaking with one of their representatives about this perk, they said it was because it would cost them billions to create their own ATM network. I typically use the Inbursa ATM in Zihuatanejo across from Los Braseros (near Any's). They seem to have the lowest ATM fees. (No use in creating extra costs for Schwab.)

When you open a bank account at Schwab, you are also opening a brokerage account with them. Therefore, if you already have an account with another brokerage (or if you are a professional -- you know the drill), be sure to tell both Schwab and your brokerage account that you are opening the Schwab account. You don't want to run afoul of any regulatory issues.

Note: Whenever you have more than one securities account, aka brokerage account, you must disclose this to your companies. They will then make sure that you are not trading between your two accounts. Unscrupulous individuals will use low-priced stocks and buy and sell between their own accounts to give the appearance that a particular stock's price is rising. This attracts suckers who want to "get in on the action." The scammer (or scammers) raise the price until they believe they have stolen a sufficient amount and then disappear, leaving the sucker or suckers holding the worthless shares. This is an age-old scam called "pump and dump."

P.S. Low-priced stocks are typically called "centavo" stocks but this system will not allow you to use the word penny with the word stock.