BOA/Santander No Fee ATM Withdrawal-GONE!

When we first started going down everyone used Travelers Checks- very few places took CC's then. Later got a C-1 air miles cc- could not believe the fees charged for using the card in Mexico. ETrade offered a no fees Visa for foreign transaction( bank discontinued card this year). About 5 years ago ETrade offered a Bank Debit card with no fees no matter where it was used(fees were re reimbursed immediately) which we got and have used it ever since but in the last couple of years ETrade has started charging a conversion fee outside the US(bank fees are still reimbursed)- our local bank charges out of network and foreign transaction fees. Because of fees we use our Chase/United Credit Card where ever possible- if can get a better deal with cash will use cash and hit a ATM later. It seams a good deal does not last for ever- waiting for Chase to start charging conversion fees on the United Air Miles Card.