RFC Process
by kathyMN 
, Saint Francis, Minnesota, Tuesday, March 03, 2026, 09:50 (247 days ago)
We are considering selling our condo in Ixtapa and buying another property. I understand that as Permanent Residents, we are exempt from capital gains (up to approx. 5,000,000 pesos), but in order to qualify, we need an RFC. Has anyone been through the process recently. Thanks in advance for any advice.
RFC Process
by Talley Ho , Playa la Ropa, Tuesday, March 03, 2026, 11:30 (247 days ago) @ kathyMN
edited by Talley Ho, Tuesday, March 03, 2026, 12:15
We had to get our current RFC information printed out yesterday. Went to the SAT office, were in and our in less than 2 minutes. Just take your residency cards, proof of address (CFE bill) your CURP certificate and go in. Be sure that your CURP certificate was printed this calendar year. Why this matters we have no idea, but it does. No appointments necessary anymore,
RFC Process
by kathyMN , Saint Francis, Minnesota, Wednesday, March 04, 2026, 08:57 (246 days ago) @ Talley Ho
Thank you Talley Ho! You are always so helpful. I sincerely appreciate the information.
RFC Process
by moonbirds2 , Wednesday, March 04, 2026, 09:46 (246 days ago) @ kathyMN
check out this article: https://mexicolaw.com.mx/capital-gains-tax-on-the-sale-of-homes-in-mexico/
Exemptions are only given to Mexican Tax Residents (Not Foreign Tax Residents)
We sold our house less than a year ago and did everything we could to minimize the capitol gains payment, RFCs, business income, permanent residence status etc. but still paid out a LOT in capitol gains.
RFC Process
by Casa Juan , Wednesday, March 04, 2026, 13:42 (246 days ago) @ moonbirds2
My experience in selling in Nov 24 was similiar even though I had an appraisal that stated my sale price was way under value, it did not seem to matter much. Extranjeros are too good a target for the tax authorities. then there is a fee to close out your fidiecomiso.
RFC Process
by Talley Ho , Playa la Ropa, Wednesday, March 04, 2026, 16:59 (246 days ago) @ Casa Juan
Just paid the fee to close the trust, it was a bit under a thousand US dollars.
RFC Process
by Casa Juan , Wednesday, March 04, 2026, 18:57 (246 days ago) @ Talley Ho
feels good to be finished with Scotiabank?
RFC Process
by Talley Ho , Playa la Ropa, Wednesday, March 04, 2026, 20:51 (246 days ago) @ Casa Juan
Can't wait!
We are eliminating our trust because we are now citizens. The notaria says that all we are waiting for is Amarantha to clear the paperwork. We have already paid the fees.
Could take a week, could take a year. We ALL know what dealing with her is like!!
Can't wait until it is OVER!!!
RFC Process
by Casa Juan , Thursday, March 05, 2026, 08:21 (245 days ago) @ Talley Ho
I think mine was terminated in about two months after I sent the letter thru my realtor to end it. Buenas Suerte
RFC Process
by moonbirds2 , Thursday, March 05, 2026, 09:04 (245 days ago) @ Casa Juan
We are still getting bills for our trust even though the house was sold a year ago and they were notified of it and reminded several times.
