Returned flight booked

We typically use the insurance that the airline offers when we buy our tickets. We have filed three times for smaller amounts and generally been pleased.

That being said, check every time to see about the fine print on the police - what is covered and what is not. It can vary. If you are concerned about pre-existing conditions, coverage of illness of a family member not traveling with you or other emergency situations, be sure you read definitions and scope of coverage.

If it works for you, the airline policies (or package coverage from a tour agent) are usually a very good bargain. Just read the policy before you pay the money.